If you have bad credit, you may think buying a car is out of reach. But at Mabry Automotive Group in Forest, VA, everyone deserves a reliable vehicle, regardless of their credit history. Our knowledgeable and friendly team is committed to working with customers to explore all the available options for purchasing a car, even with poor credit.
Here are some things to consider when looking to purchase a vehicle with poor credit:
Pay with Cash: While coming up with the full amount upfront can be challenging, paying with cash allows you to avoid taking out a loan altogether. You can focus on saving up for a used vehicle in your budget, especially with very low-cost vehicles.
- Use a Cosigner: A cosigner, such as a family member or close friend with good credit, can help you secure a loan and potentially get a better interest rate. We have many customers from the Lynchburg, VA area who have found success with this approach.
- Make a Larger Down Payment: If you do need an auto loan, making a larger down payment can help your chances of approval, even with bad credit. Saving up for a sizable down payment shows lenders you are serious about the purchase and reduces the amount you need to borrow.
At Mabry Automotive Group, we understand that life can throw curveballs that impact your credit. That's why we look at each customer's full financial picture, not just their credit score. We take the time to listen to your unique needs and help you explore every possible path to vehicle ownership.
Our extensive inventory includes a wide selection of quality new and pre-owned vehicles to fit any budget. From fuel-efficient sedans to spacious SUVs to rugged trucks, we have options for every type of driver and credit situation. Our expert finance team is here to guide you through the process from start to finish which include our online finance application.
Don't let bad credit keep you from getting the car you need. Visit Mabry Automotive Group in Forest, VA today and discover all the possibilities. With our personalized service and commitment to your success, we'll help you get behind the wheel, even with less-than-perfect credit.